Business Plan Online Tools / Calculators

If you don't want to write a full business plan, but just need to make a few calculations then you are welcome to use our free online tools/ calculators. When you are done you to save the reports to your PC as excel documents.

Break Even Calculator

Calculates the sales volume (in units) required to just cover costs. A lower sales volume would be unprofitable and a higher volume would be profitable. Break-even analysis focuses on the relationship between fixed cost, variable cost (or cost per unit), and selling price (or selling price per unit). The Breakeven calculator generates a graph which can be saved to your PC as an image and a table which can be saved as an excel file.

Start Up Calculator

Builds two important statements for new businesses:

• The Start Up Expenses Schedule - Essentially a list of expenses for starting your business. And
• A Beginning Balance Sheet - A list of your Companies Assets (i.e. Cash, Equipment, etc.), Liabilities (credit card debt, loans, etc) and Owners Equity (money you have invested in the Company).

The start up calculator will help you determine how much cash you will need to start a business. To build the statements you will need to know the following:

• Your expenses related to starting the company.
• The assets (cash, equipment, etc.) that you will invest in the company.
• The money that you will owe for the assets invested above.

When you are done entering the information you can save the statements to your PC as excel documents or simply view them online.

Loan Calculator

Can handle term (i.e. 36, 48 months, etc.) or fixed payment loans (the same amount each month, typical of credit cards). The calculator generates a Loan Amortization schedule which breaks down the interest and principle portions of each payment. The calculator can also handle additional principle payments. The loan amortization schedule can be viewed online or download to an excel spreadsheet.

Cash Requirements Calculator

The cash flow calculator will help you determine how much cash you will need to start a business and it will help you build the necessary financial reports.

Financial reports are already built for the following industries:

General Business Accounting / CPA Advertising / PR Architecture Construction / Contracting Consulting Farming / Ranching Graphic Design / Printing Healthcare Insurance

Legal Manufacturing Manufactures / Sales Rep Property Management Real Estate Broker Restaurant Retail Service Wholesale / Distribution Writer / Artist

You will need to select the industry and adjust the financial data as you see fit. You will be able to see your Company's monthly projected cash balance. If the cash balance is negative or below what you consider to be a safe amount, then you will need to either find equity investors or obtain a loan. The cash flow calculator will allow you to enter equity investments and/ or a loan.

Finally when your are done you can download the reports in excel or view them on line.